Specialist insurance for Airbnb, JustPark & more…
We preserve the things you love so you can focus on being a great host.
Sharing your things can get you in a pickle.
No matter how diligent you are, even careful guests can have accidents and occasionally a guest might abuse your trust.
We provide insurance to get you out of a pickle and back into action
We’ve designed our company from the ground up to meet the needs of the sharing economy quickly and easily.
What we offer
We’ve teamed up with a panel of leading insurers to compare the market so you get the right cover at the best price.
All-in-one plans
Buy your home or landlord insurance with us
Include the right coverage for your specific sharing needs
- Short-term lets on Airbnb, etc.
- Sharing a room or annex
- Letting your parking space
OR
Universal Top-Ups™
Keep your existing home insurance
Top-up your coverage for your specific sharing needs
- Short-term lets on Airbnb, etc.
- Sharing a room or annex
- Letting your parking space
Doesn't Airbnb provide specific cover for me?
Airbnb provide two forms of cover for listings through their platform; however this does not provide the comprehensive protection most hosts would expect
What Airbnb provides
Provides support for minor incidents
Helps mediate repayment of damage between hosts and guests
Offers the only sharing platform with protection
Guarantee is a marketing promise not insurance (so it’s not regulated)
Guarantee is a pot of $1m to cover everyone worldwide
The $1m host protection insurance provides insufficent cover in our view for large guest injuries
Cover contains a significant number of exclusion and limitations (e.g. shared areas of your property and other areas you’d expect to be covered)
Won't my home insurance cover guest damages?
In a recent survey, 100% of home insurers said they would not cover guest-related incidents as standard.
Host Insurance
Home Insurance
Fire caused by a guest
Escape of water caused by a guest
Accidental or malicious damage caused by a guest
Theft by a guest
Guest injuries
Guest causes damage to third-party property
Fire caused by a guest
Escape of water caused by a guest
Accidental or malicious damage caused by a guest
Theft by a guest
Guest injuries
Guest causes damage to third-party property
Why work with us?
Get the best deal
We work hard to find you the best deal on your insurance and with Pikl products the more you buy the more you save.
No app, no hassle
There’s no app to ‘tap-on’ and ‘tap-off’ when you’re hosting. Just keep a record of your hosting calendar in case we need it.
Free expert advice
We love speaking with customers over the phone. We have a trained team of expert advisors ready to help you make sense of your insurance needs.
What our customers say
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Advice
Is Airbnb’s Host Guarantee enough for you?
We discuss why Airbnb's Guarantee might not give you enough cover you need to stay protected.
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Renting