Specialist insurance for Airbnb, JustPark & more…

We preserve the things you love so you can focus on being a great host.

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Sharing your things can get you in a pickle.

No matter how diligent you are, even careful guests can have accidents and occasionally a guest might abuse your trust.

Sharing accidents

We provide insurance to get you out of a pickle and back into action

We’ve designed our company from the ground up to meet the needs of the sharing economy quickly and easily.

Sharing insurance

What we offer

We’ve teamed up with a panel of leading insurers to compare the market so you get the right cover at the best price.

Modus Axa Plum Geo

All-in-one plans

Pikl
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Buy your home or landlord insurance with us

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Include the right coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space
OR

Universal Top-Ups™

Existing Insurance +
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Keep your existing home insurance

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Top-up your coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space

Doesn't Airbnb provide specific cover for me?

Airbnb provide two forms of cover for listings through their platform; however this does not provide the comprehensive protection most hosts would expect

airbnb cover for hosts explained

What Airbnb provides

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Provides support for minor incidents

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Helps mediate repayment of damages between hosts and guests

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Offers the only sharing platform with protection


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Guarantee is a marketing promise not insurance (so it’s not regulated)

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Guarantee is a pot of $1m to cover everyone worldwide

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The $1m host protection insurance provides insufficent cover in our view for large guest injuries

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Cover contains a significant number of exclusion and limitations (e.g. shared areas of your property and other areas you’d expect to be covered)

Won't my home insurance cover guest damages?

In a recent survey, 100% of home insurers said they would not cover guest-related incidents as standard.

Host Insurance
Home Insurance
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Fire caused by a guest

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Escape of water caused by a guest

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Accidental or malicious damage caused by a guest

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Theft by a guest

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Guest injuries

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Guest causes damage to third-party property

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Fire caused by a guest

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Escape of water caused by a guest

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Accidental or malicious damage caused by a guest

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Theft by a guest

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Guest injuries

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Guest causes damage to third-party property

Why work with us?

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Get the best deal

We work hard to find you the best deal on your insurance. and with Pikl products the more you buy the more you save.

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No app, no hassle

There’s no app to ‘tap-on’ and ‘tap-off’ when you’re hosting. Just keep a record of your hosting calendar in case we need it.

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Free expert advice

We love speaking with customers over the phone. We have a trained team of expert advisors ready to help you make sense of your insurance needs.

Call us on: 0800 254 5171
or
Get a quote
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What our customers say

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