Unlike some traditional insurers, we cover...
Don't let one bad guest put your property or income at risk.
Theft by guests
Standard second-home insurance rarely covers theft by a guest.
Things can and do go wrong. Make sure you're protected against accidental damage by guests.
Smarter insurance for holiday or second homes
Pikl's specialist insurance is built for the unique needs of holiday-home owners.
We'll keep you and your property protected should anything happen, so you can rent with confidence.
Get Peace of mind with Pikl
We understand everyone is different and that is why we’ve built flexible cover around you. Whether you just use your holiday home with friends and family, exclusively rent it out to short term guests or do a bit of both, we’ve got you covered.
We provide a range of standard and optional covers, which can include:
- Cover for guest related claims including theft, guest related damages, legal and liability cover
- Buildings insurance for the physical structure of the property
- Cover for the contents in your home
- Legal & liability cover
- Alternative accommodation
- Accidental damage
- Fire, escape of water damage & subsidence
- Loss of keys and replacement locks
- Storm, flood & other weather damage
- Home emergency cover
Two simple ways to Pikl
One tidy package, at a great price.
All in one insurance
Comprehensive home insurance
PLUS cover for guest related incidents.
Add just the protection you need.
Top up insurance
Get the additional cover for paying guests that your existing insurance doesn’t offer.
David has a holiday home in Cornwall
He unknowingly rented his holiday cottage to a group of teenagers planning to let their hair down. Things inevitably got out of hand: graffiti, destroyed furniture and even theft, but David's insurers classed it as malicious damage and refused to pay out, so he was left with a large repair bill and a lot of stress.
Pikl's holiday home cover, which specifically includes malicious damage and theft, would have saved him so much time, money and worry.
Holiday home help & advice
How to holiday let your property: 10 essential tips to get you started
If you have a spare home or holiday home, turning it into a holiday let could give you a lucrative revenue stream. In this article, we discuss what a holiday let is, how to do your research, and how to get started.
What insurance do you need for holiday lets?
With more people looking to take advantage of alternative holiday experiences, letting out your holiday home to paying guests could be a smart way to bring in extra cash.