Specialist products for holiday letting agencies and OTAs

Reduce your exposure whilst increasing revenue – sounds like a win-win. It is.

Damage deposits

For guests and owners

Replace your traditional damage deposit with a zero deposit solution which protects both guests and owners to improve bookings and income.

Cancellation protection

For guests and owners

Protect income for you and your owners and allow guests to cancel without a financial penalty.

Property insurance

For owners

Versatile solutions for properties from individual owners to entire portfolios, with the specialist cover required for holiday letting.

Guest verification

Coming soon

Our Prevent product integrates with your booking process to help flag high-risk guests.

Ready to find out more?

Book an intro call with our partnerships team to discuss your specific requirements.

Book an intro call

Damage deposits

Perfect for guests, whilst generating extra income for you.

Purchasing our Deposit Waiver Liability product allows you to provide a product where the guest can exchange a non-refundable fee to remove the requirement to pay a damage deposit (commonly known in the market as a Deposit Waiver or an Accidental Damage Deposit Waiver).

The non-refundable Deposit Waiver can be offered as either a replacement for a traditional deposit, or as a further option during the checkout process.

Provides peace of mind for guests who no longer have to provide a significant sum as a refundable deposit, whilst protecting the owner against accidental damages to the same value.

How it works:

Guest is offered a non-refundable ‘Deposit Waiver’ as an alternative to a traditional damage deposit, for substantially less than the traditional damage deposit amount

If damage is caused, you pay the owner the amount and reclaim the cost from our Deposit Waiver Liability insurance product

You generate additional revenue from a product mark-up.

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Cancellation protection

Protects you, your owners and their guests.

Our Cancellation Liability product allows you to deploy either an optional cancellation product to your guests (commonly called ‘Cancellation Cover’ or ‘Cancellation Protection’) or to provide a cancellation guarantee across all your bookings.

The insurance product we provide is a ‘Contract Liability Insurance Product’ (CLIP). This is an insurance product that covers your liability to your guests and property owners in respect to cancellations.

When the guest terms and conditions are amended the liability moves to you as the platform. This liability, that becomes yours as the platform, is what we insure against.

Once the guest has paid the full amount for their holiday, the product covers your liability to both guests and owners in the event of a cancellation, helping overcome one of the industry’s biggest challenges.

How it works:

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Get in touch

Property insurance

Perfect for owners who require additional insurance to cover short-term letting. Can be white-labelled with your branding to generate additional income.

With the Pikl Protect insurance solution, property managers can get guest-related damage cover for all of their properties, enhancing your service offering whilst providing peace of mind for owners.

Many owners are unaware that most typical insurance doesn’t provide full cover for guest-related issues that may occur during a stay. If your clients lack adequate insurance cover, their properties may be out of action, causing disruption for your business. Enhance the overall value of the packages you provide by offering a service that can get your clients’ properties back into action quicker following a claim.

With Pikl’s insurance finder property managers can ensure their owners have specialist cover designed for holiday letting.

Cover for:

Loss of income

Theft, accidental & malicious damage

Loss of keys

Public liability

Fire

Escape of water.

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Portfolio Insurance

Perfect for providing the additional insurance required for short-term letting to your entire portfolio.

Upsell home insurance designed for holiday let homeowners with a price comparison website set up in your brand.

How it works:

We work with a panel of top insurers, with 15 UK product schemes available exclusively with Pikl, that have been specially created to meet the needs of this marketplace

We take the hard work out of finding the right insurance product for your customers, by searching the market for the best deal on holiday home, home and landlord insurance

Then, we fill in the gaps in cover with our Pikl underwritten product to make sure your customer get the full coverage they expect including covers most miss out such as Malicious Damage and Theft

This service can be integrated into your homeowners property management portal or can be introduced via email to you owners

You earn commission for each customer who purchases insurance with us, providing an additional revenue stream for you

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Guest Verification – coming soon

Our Prevent product is a verification solution that enables owners to reduce property disruption by improving the quality of guests.

From price optimisation to review monitoring and issue resolution, our Pikl Prevent guest verification system combines a breadth of external data sources to give your richer insight into potential guests.

By utilising Pikl Prevent, you’ll get a guest verification solution that:

  1. Informs property managers and owners through guest ID checks.
  2. Assesses risks associated with the booking.
  3. Recommends actions to minimise risk and maximise revenue.

The system seamlessly integrates with existing digital processes and booking platforms, which makes the initial setup simple & straightforward.

Benefits:

Prevent property damage

Increase booking availability

Minimise insurance claims

Reduce insurance premiums

Increase the value of data insights

Improve owner peace of mind.

Get in touch

Ready to find out more?

Book an intro call with our partnerships team to discuss your specific requirements.

Book an intro call

We’re a friendly bunch, say hello

If you have a question or need to make changes to your policy, then please email us or give us a call.

Pikl Insurance Services Limited is a private limited company registered in England and Wales under company number 10449346 with registered office Suite B, 2nd Floor, The Atrium, St. Georges Street, Norwich, England, NR3 1AB. Pikl Insurance Services Limited is authorised and regulated by the FCA, firm number 773457.