We provide specialist insurance for hosts of Airbnb and other sharing platforms

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Why work with us?

Get the best deal

We work hard to find you the best deal on your insurance and with Pikl products the more you buy the more you save.

No app, no hassle

There’s no app to ‘tap-on’ and ‘tap-off’ when you’re hosting. Just keep a record of your hosting calendar in case we need it.

Free expert advice

We love speaking with customers over the phone. We have a trained team of expert advisors ready to help you make sense of your insurance needs.

Call us on: 0800 254 5171
or
Get a quote

What we offer

We’ve teamed up with a panel of leading insurers to compare the market so you get the right cover at the best price.

Modus Axa Hiscox UK General Prestige

All-in-one plans

Pikl

Buy your home or landlord insurance with us

Include the right coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space
  • OR

    Universal top-ups

    Existing Insurance +

    Keep your existing home insurance

    Top-up your coverage for your specific sharing needs

    • Short-term lets on Airbnb, etc.
    • Sharing a room or annex
    • Letting your parking space

    Won't my home insurance cover guest damages?

    In a recent survey, 100% of home insurers said they would not cover guest-related incidents as standard.

    Host Insurance
    Home Insurance

    Fire caused by a guest

    Escape of water caused by a guest

    Accidental or malicious damage caused by a guest

    Theft by a guest

    Guest injuries

    Guest causes damage to third-party property

    Fire caused by a guest

    Escape of water caused by a guest

    Accidental or malicious damage caused by a guest

    Theft by a guest

    Guest injuries

    Guest causes damage to third-party property

    Get a quote

    Doesn't Airbnb provide specific cover for me?

    Airbnb provide two forms of cover for listings through their platform; however this does not provide the comprehensive protection most hosts would expect

    airbnb cover for hosts explained

    What Airbnb provides

    Provides support for minor incidents

    Helps mediate repayment of damage between hosts and guests

    Offers the only sharing platform with protection

    Guarantee is a marketing promise not insurance (so it’s not regulated)

    Guarantee is a pot of $1m to cover everyone worldwide

    The $1m host protection insurance provides insufficent cover in our view for large guest injuries

    Cover contains a significant number of exclusion and limitations (e.g. shared areas of your property and other areas you’d expect to be covered)

    Get a quote

    When a major guest incident occurs and you don’t have host insurance...

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    You might incur significant, unexpected out of pocket expenses

    Sharing economy insurance illustration

    You might lose income if you can’t repair damages in time for arriving guests

    Sharing economy insurance illustration

    You might find yourself with significant legal liability and hassle

    Get a quote

    When a major guest incident occurs and you do have host insurance with Pikl...

    Sharing economy insurance illustration

    We provide up to £800k buildings and £75k contents sum insured to get you back up and running

    Sharing economy insurance illustration

    We provide alternative accommodation for guests so you don’t lose income or reputation

    Sharing economy insurance illustration

    We provide £2m public, property and injury liability so you don’t have to worry about going bankrupt during a lawsuit

    What our cutomers say graphic

    What our customers say...