Airbnb insurance for hosts in the UK is finally here...

We provide specialist insurance for hosts of Airbnb and other sharing platforms

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Doesn't Airbnb provide specific cover for me?

Airbnb provide two forms of cover for listings through their platform; however this does not provide the comprehensive protection most hosts would expect

airbnb cover for hosts explained

What Airbnb provides

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Provides support for minor incidents

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Helps mediate repayment of damages between hosts and guests

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Offers the only sharing platform with protection


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Guarantee is a marketing promise not insurance (so it’s not regulated)

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Guarantee is a pot of $1m to cover everyone worldwide

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The $1m host protection insurance provides insufficent cover in our view for large guest injuries

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Cover contains a significant number of exclusion and limitations (e.g. shared areas of your property and other areas you’d expect to be covered)

What we offer

We’ve teamed up with a panel of leading insurers to compare the market so you get the right cover at the best price.

Modus Axa Plum Geo

All-in-one plans

Pikl
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Buy your home or landlord insurance with us

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Include the right coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space
OR

Universal top-ups

Existing Insurance +
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Keep your existing home insurance

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Top-up your coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space

Won't my home insurance cover guest damages?

In a recent survey, 100% of home insurers said they would not cover guest-related incidents as standard.

Host Insurance
Home Insurance
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Fire caused by a guest

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Escape of water caused by a guest

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Accidental or malicious damage caused by a guest

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Theft by a guest

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Guest injuries

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Guest causes damage to third-party property

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Fire caused by a guest

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Escape of water caused by a guest

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Accidental or malicious damage caused by a guest

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Theft by a guest

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Guest injuries

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Guest causes damage to third-party property

When a major guest incident occurs and you don’t have host insurance...

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1. You might insur significant, unexpected out of pocket expenses

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2. You might lose income if you can’t repair damages in time for arriving guests

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3. You might find yourself with significant legal liability and hassle

When a major guest incident occurs and you do have host insurance with Pikl...

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1. We provide up to £800k buildings and £75k contents sum insured to get you back up and running

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2. We provide alternative accommodation for guests so you don’t lose income or reputation

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3. We provide £2m public and property liabiliity so you don’t have to worry about going bankrupt during a lawsuit

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Why do I need host insurance?