Airbnb Insurance- What are the benefits for your UK property?

Airbnb Insurance- What are the benefits for your UK property?

Welcome illustration

Doesn't Airbnb provide specific cover for me?

Airbnb provide two forms of cover for listings through their platform; however this does not provide the comprehensive protection most hosts would expect

airbnb cover for hosts explained

What Airbnb provides

Provides support for minor incidents

Helps mediate repayment of damage between hosts and guests

Offers the only sharing platform with protection

Guarantee is a marketing promise not insurance (so it’s not regulated)

Guarantee is a pot of $1m to cover everyone worldwide

The $1m host protection insurance provides insufficent cover in our view for large guest injuries

Cover contains a significant number of exclusion and limitations (e.g. shared areas of your property and other areas you’d expect to be covered)

What we offer

We’ve teamed up with a panel of leading insurers to compare the market so you get the right cover at the best price.

Modus Axa Geo

All-in-one plans

Pikl

Buy your home or landlord insurance with us

Include the right coverage for your specific sharing needs

  • Short-term lets on Airbnb, etc.
  • Sharing a room or annex
  • Letting your parking space
  • OR

    Universal top-ups

    Existing Insurance +

    Keep your existing home insurance

    Top-up your coverage for your specific sharing needs

    • Short-term lets on Airbnb, etc.
    • Sharing a room or annex
    • Letting your parking space

    Won't my home insurance cover guest damages?

    In a recent survey, 100% of home insurers said they would not cover guest-related incidents as standard.

    Host Insurance
    Home Insurance

    Fire caused by a guest

    Escape of water caused by a guest

    Accidental or malicious damage caused by a guest

    Theft by a guest

    Guest injuries

    Guest causes damage to third-party property

    Fire caused by a guest

    Escape of water caused by a guest

    Accidental or malicious damage caused by a guest

    Theft by a guest

    Guest injuries

    Guest causes damage to third-party property

    When a major guest incident occurs and you don’t have host insurance...

    Sharing economy insurance illustration

    1. You might incur significant, unexpected out of pocket expenses

    Sharing economy insurance illustration

    2. We provide alternative accommodation for guests so you don’t lose income or reputation

    Sharing economy insurance illustration

    3. You might find yourself with significant legal liability and hassle

    When a major guest incident occurs and you do have host insurance with Pikl...

    Sharing economy insurance illustration

    1. We provide up to £800k buildings and £75k contents sum insured to get you back up and running

    Sharing economy insurance illustration

    2. We provide alternative accommodation for guests so you don’t lose income or reputation

    Sharing economy insurance illustration

    3. We provide £2m public and property liability so you don’t have to worry about going bankrupt during a lawsuit

    What our cutomers say graphic

    Why do I need host insurance?