Is your current coverage enough?
Home insurance isn’t for hosting
Most insurers don't provide much cover for Airbnb. In some cases your policy could be invalidated altogether.
Airbnb isn’t comprehensive
Airbnb only offers limited cover, so if a stay goes wrong, you could be at risk.
You could be at risk
Every guest is different, and accidents do happen. But if you’re not properly insured, you could be left with a big bill.
Specialist insurance for hosts and owners
Pikl is a new kind of insurance for hosts that’s designed specifically to protect you and your home from guest-related incidents.
Get peace of mind in one simple, flexible package.
However you're hosting, we've got you covered.
|Pikl's host insurance||Traditional home insurance*||Airbnb's Host 'Guarantee'||Airbnb's Host Protection Insurance|
|Cover for minor property damage|
|Liability cover (e.g. guest injuries)|
|Legal cover (e.g. recovering lost host earnings)|
|High level of guest related cover|
* Depending on your home insurance you may or may not be covered in these areas, contact us so we can asses your cover with you.
Get Peace of mind with Pikl
Without the right cover you could incur serious out of pocket expenses, especially if you were not able to repair your property in time for incoming guests. You could also incur significant legal liability and hassle if something went wrong. That’s why we’ve built our flexible insurance around hosts.
We can offer guest related buildings & contents cover for:
- Malicious and accidental damage
- Liability cover (e.g. guest injuries or third party damage)
- Legal cover (e.g. evicting a guest after their agreed period of stay)
- Alternative accommodation
- Fire and escape of water damage
- Loss of keys and replacement locks
Two simple ways to Pikl
One tidy package, at a great price.
All in one insurance
Comprehensive home insurance
PLUS cover for guest related incidents.
Add just the protection you need.
Top up insurance
Get the additional cover for paying guests that your existing insurance doesn’t offer.
Susan was left with the repair bill after guests trashed her property.
Susan's guests had a party, damaged her flat and stole several items. Airbnb refused to reimburse the full cost of repairs and her home insurer did not cover the cost of any guest related repairs. She had to spend a lot of time and money sorting it all out. If she had Pikl's Host Insurance, we would have stepped in to cover her, and Susan would have been back in business in no time.
Airbnb help & advice
Why use Airbnb?
Why you should consider and the benefits of becoming an Airbnb host. We provide some top reasons why you should consider listing your spare room or property online.
How Airbnb protects its hosts
Solely relying on Airbnb if something goes wrong however could put you at risk. We discuss what they offer, what they might not cover and how you can protect yourself.
Why your home insurer might not cover your Airbnb
Many people are not aware that most insurers do not provide adequate cover for platforms like Airbnb, HomeAway and Booking.com. We discuss this in more detail and how to make sure you have the right insurance.