Holiday home insurance

If you have an additional home, it will face risks just like any other property. A standard home insurance policy will not cover you however. This is because typical home insurance policies require properties to not be unoccupied (typically for less than 30 days).

Not being at the property all of the time increases the risk of certain incidents happening such as theft, burst pipes and other types of damage. If you are not always at the property all of the time then you may not be around to check that everything is ok, which requires a specialist holiday home insurance policy.

Holiday homes are also ideal properties for renting out to short term guests looking for a place to stay whilst on vacation. This increases the risk of incidents such as theft or malicious damages whilst a guest stays at your property. Many traditional holiday home insurance policies exclude cover for these types of claims.

With Pikl, you can get cover for these types of guest related incidents too. So whether you just use your property for personal use or rent out to short term guests, we have a flexible cover option that can suit you.

Not all holiday home insurance was created equal. Pikl's specialist insurance is built around the needs of holiday home owners.

We'll keep you and your property protected should anything happen, so you can rent with confidence.

He rented out his property to a couple visiting the area for a two week holiday. When they left, he found the place had been trashed. Broken glass everywhere, stains on the walls. Even worse, some valuable items had gone missing. When Paul spoke to his insurer, he found out that cover for guests had been excluded. He ended up paying for most of the damages out of his own pocket.