Landlord insurance

Flexible property insurance for landlords

Coverage for short-term guests and long-term tenants in one simple product.

Get a quote now
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The truth about landlord insurance...

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Lack of cover

50% of landlord insurers won’t cover you for hosting Airbnb guests between tenancies.

(Based on a 2019 survey of 90% of the UK property insurance market by GWP)

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Cancelled policy

75% of landlord insurers would cancel your policy if it was going to be used as an Airbnb during a tenancy.

(Based on a 2019 survey of 90% of the UK property insurance market by GWP)

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Missed revenue

Without the flexibility to offer short-term stays, you risk missing out on the most lucrative opportunities.

Image of a dining room Image of a hand dropping keys to another hand Airbnb, Booking.com and Vrbo logos

Specialist insurance for landlords

Pikl's flexible landlord insurance is designed to cover you for short term guests (like Airbnb-ers) as well as long term tenants. So you can make the most of every opportunity, while keeping your property protected.

Get Peace of mind with Pikl


We’ve built our landlord insurance policies around flexibility. So, whether you just have long term tenants, mix it up with short term guests, or want protection in case one of your tenants sublets and makes a claim, we’ve got you covered.

We provide a range of standard and optional covers, which can include:

  • Landlords buildings insurance
  • Landlords contents insurance
  • Accidental damage
  • Loss of keys and replacement locks
  • Cover for guest related claims including theft by guests, damage by guests and legal liability
  • Landlords legal expenses
  • Home emergency cover

Two simple ways to Pikl

One tidy package, at a great price.

All in one insurance

Comprehensive home insurance
PLUS cover for guest related incidents.

Add just the protection you need.

Top up insurance

Get the additional cover for paying guests that your existing insurance doesn’t offer.

Landlord help & advice

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The truth about landlord insurance and Airbnb

Find out how your landlord insurance might be affected by Airbnb.

Read more
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The quick guide to landlord insurance

What it is and why you might need it.

Read more

Running an Airbnb vs becoming a Landlord

Which one is best for you?

Read more

Frequently asked questions

Do you cover short term and long term lets?

Yes, our product is flexible to cater for long term tenants but can easily be changed to accommodate short term tenants should you decide to rent out your property over a shorter period of time in the future.

What is the cheapest Landlord Insurance?

We work with a panel of Top UK insurers to try and always provide the most suitable level of cover at the most competitive price. The price you pay will vary on elements of cover required, property types and additional covers you may add. To assist and make sure you have the most suitable cover at a competitive price contact our advice team who would happy to advise and assist you when deciding on your cover.

Do you charge admin fees?

Unlike some other providers we do not charge initial or mid-term admin fees for changes to your Landlord Insurance policy.

Get an instant quote now

Or call us on 0800 254 5171